Seguro de transporte de carga

Seguro de Transporte

Política de la Empresa

Gracias a la experiencia de nuestros Sales, Cargomar ofrece a sus clientes cobertura de seguro de bienes además a la ofrecida por el Carrier. Gracias a la asistencia de nuestros consultores de seguros, analizamos las necesidades de los clientes para identificar todos los riesgos y negociar la cobertura contractual correcta para proteger la mercadoria.

Es posible estipular contratos de seguro con tasas que se ajusten al tipo o rendimiento de los bienes, que cubra no solo el valor total de los bienes, sino también los costos accesorios, el costo del seguro en sí y la ganancia esperada en la no venta, en cumplimiento a los Convenios Internacionales en materia de seguros en transporte internacional.

Gracias a la firma del sector, Cargomar ofrece a sus clientes la estipulación de pólizas de seguro con empresas líderes en el sector, actividades de apoyo para la reclamación (gestión de reclamaciones), liquidación y compensación por daños.

Seguro de Transporte Cargomar

Versión Inglesa

Insurance Guarantee

The guarantee works for all shipments in land and/or sea and/or air import/export and/or export of goods in containers and not except those specified below for which the Contractor has also received verbal order to provide insurance coverage .

Excluded from insurance are the transport of valuables, documents, coins, stamps, objects and precious materials, art and antiques, goods owned by employees, household goods and personal items, live animals, explosives.

In case of need may be issued insurance certificates, regularly negotiable, to confirm individual shipments.

Geographical Scope and Coverage

The guarantee is operative from and for the countries of the whole World , under the following conditions:
for transport with origin, destination or transit in countries in belligerent state and/or with social/political situations at risk as per “GLOBAL CARGO WATCH LIST”, website and the aforementioned “WATCH LIST” evidences for a given country the judgment “SEVERE RISK”, such transports must be considered excluded from the insurance coverage : therefore any transport with origin, destination or transit from, a or by locality of that country may be covered only upon prior request by the Policyholder/ Insured and under conditions and rates to be established from time to time before the start of the risk.

For all other countries highlighted in the WATCH LIST this Coverage will be considered to be operational, without prejudice to the burden of the Policyholder/ Insured to notify at the end of the year all transport with origin, destination or transit from, to or for locations in these countries and the payment of any relative Additional Premium at the time of the annual balance of the Policy Premium.
Furthermore, the Territorial Exclusion Clause is fully operative and does not include any risk to Iran, Syria, North Korea, Crimea, Venezuela, Cuba, Libya and Russia, or in their territorial waters, contiguous zone, exclusive economic zone (“Waters”), other than just passing without stopping in the aforementioned countries with the exception of international routes.

For the countries mentioned above, shipments/transports must be notified well in advance and coverage confirmed in writing by the Company.

Insurance Terms and Conditions

With regard to the packaging/stowage of the goods as they are prepared for the carrying out of the shipment are understood however accepted by the insurers (it is understood that the packing and stowage of the goods must in any case be arranged with due care and diligence).

The cover for the marine transports of live plants in container open top is lent in base to the Institute Cargo Clauses (A) but with the exception of the packaging defect and all the damage inherent in the nature of the goods transported to greater clarification is excluded withering in general and any form of deterioration due to temperature and/or lack of water

The coverage of the goods on ships is in automatic and is understood by the insurers if the same are not beyond the 30 years of age if classified as portacontainer and not beyond the 25 years for all the other types of ship. For these types of vessel there is no premium for the age of the vessel.

Exclusions and Limitations of the Warranty

Excludes damage resulting from defective packaging and natural deterioration of the insured goods, damage caused by delay and, in general, damage other than material and direct.

Where transport is carried out by lorries owned and/or directly managed by the Contracting Party, the theft and/or shortages guarantee shall be in operation on the condition that during the stops of the vehicles in transit they are kept in suitable, adequately protected garages, or in other spaces and/or areas with fences or with sufficient protection or where vehicles are monitored continuously, alternatively, the truck shall be equipped with a satellite anti-theft/anti-theft device which is in regular operation and connected with I Central Remote Surveillance Rank. 1.

Insured Amounts

Insurers shall be liable up to the following amounts:

€ 500.000,00               for airfreight or seafreight shipments

€ 2.000.000,00            for seafreight shipments (new machineries only)

€ 500.000,00               for roadfreight shipments including preliminary or subsequent roadfreight haulage of machinery as part of a seafreight shipment         

€ 250.000,00               for roadfreight shipments including preliminary or subsequent roadfreight haulage of machinery as part of a seafreight shipment.

Overdraft and Deductible

Uncovered 10 % minimum 250,00        for damage from theft, robbery and shortages in for  shipments of land only (on the occurrence of the first claim discovered will also be applied to preliminary sections; or after sea and/or air shipments)

Overdraft 10% minimum 250,00          for damage to goods due to cold failure

Discovered 10% minimum € 250,00     for damage from broken furniture including mirrors, glass and marble from the counter

Fixed deductible of € 250,00                  for each container and each claim for damage to glass articles

Fixed excess of € 250,00                          for all damage caused by the transport of live plants in open top container

Insurance Premium and Rate

The policy provides quarterly summaries based on the notifications made by applying the following rates including war risk/strikes and taxes:

0,12% for import shipments for all types of goods (except those excluded)

0,14% for export shipments for all types of goods (except those excluded)

The insurable value can be comprehensive of 10% as a profit hoped for shipments in import/export. With regard to sea shipments, these rates do not include any over-premium ship age as per the Institute Classification Clause and relative table of overpremiums.
If in the course of the annuality the risk rate War/ Strikes or the taxes of law varies, the above rates will undergo similar changes.
In any case, the minimum premium for each shipment is € 30,00 (including the risk of war and strikes, additional management and statutory taxes).

Notification of Risks

The Contractor must notify the details of shipments that can also be made to the broker of the contract Spett.le RODINÒ & PARTNERS as follows:

– for exports: within two days of dispatch

– for imports: as soon as it becomes aware and in any event before the journey ends in the port of fate


The policy was taken out on the basis of the information provided by the Contractor which, pursuant to Law 209/05 and IVASS Regulation no. 40/ 2018, considered the guarantee consistent with its needs. This “Fiche” has been designed to offer a tool that allows easy detection of the main conditions and terms of coverage.

We ask the Customer to carefully check the contents of the policy by informing us of any changes and/or additions to be made to the policy. 
It should be noted that according to the Civil Code, the Policyholder/Policyholder has the obligation to communicate to Insurers all the information and circumstances that may affect the risk, as well as any aggravating factors that may occur during the contract.

Failure to comply with this obligation may affect, in whole or in part, the settlement of any claims. Where possible, we introduce a clause on insurance to safeguard the Contractor/Insured in case of good faith. The data given in the “Fiche” are indicative only, as only the original policy, which is the only binding document between the parties, serves the contractual purpose.

Responsabilidad del transportista

Convenciones Internacionales

El transportista es responsable del robo y/o daño de las mercancías desde el momento en que las cogemos, hasta su entrega al destinatario, a menos que se puede probar que la pérdida o el daño se debe a un accidente, naturaleza o defectos de las cosas, desde su embalaje, desde los errores cometidos por el remitente o el destinatario.
Los convenios internacionales regulan la responsabilidad del transportista de manera diferenciada también con respecto al límite de la indemnización por daños y perjuicios.

Derechos Especiales de Giro


Los Derechos Especiales de Giro o Special Draw Rights en Ingles (SDRs) es un instrumento financiero internacional establecido por el Grupo de los Diez en 1969, calculado sobre una canasta de monedas establecida por el Fondo Monetario Internacional.
Es posible obtener la lista del DSP en los principales periódicos financieros o en el sitio web del Fondo Monetario Internacional.

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